A low cashier minimum does not set the bonus threshold or guarantee that every payment route accepts the same amount.
What a £1 Minimum Deposit Casino Actually Means
A casino advertising a £1 minimum deposit is making a narrow statement: the payment system may allow you to fund the gambling account with as little as £1. It does not automatically mean that every part of the account, bonus or withdrawal process starts at £1.
That distinction is easy to miss. The deposit threshold concerns the amount accepted at the cashier. A promotional offer can have its own qualifying deposit, while account verification and other conditions can apply separately. Treat the headline amount as the entry point for funding the account, not as a summary of everything you must do afterwards.
Deposit minimum, not a promise
When you see a reference to a low-deposit casino, check what the wording actually describes. “Minimum deposit” should refer to the smallest amount the operator accepts for a deposit by a particular payment method. The available route may matter, so read the cashier screen and the operator’s terms rather than relying only on a banner.
The same casino can present different payment options, and the cashier may show conditions beside each one. A £1 figure might apply to one route but not another. It may also describe a first deposit, a later deposit, or the general account minimum. A tidy-looking number can hide a less tidy set of terms.
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I would also check whether the amount must be deposited in one transaction. A casino can display a minimum while applying separate rules to failed payments, reversed deposits or attempts to combine several small transactions. Those details belong to the payment and account terms, not to the meaning of the advertised minimum itself.
The important question is simple: what does the operator say the amount applies to?
Do not confuse the cashier with the promotion
A £1 deposit may open the door to real-money casino play without making you eligible for a First Deposit Bonus. Promotions often specify their own qualifying deposit, and that condition may be higher than the account’s stated minimum. In that situation, the casino can accept your £1 deposit while correctly withholding the promotional reward.
This is not a contradiction. One rule controls whether money can be deposited; another controls whether a particular offer is activated. The promotion may also be limited to eligible new customers, require an opt-in, or impose account conditions. Read the offer page and its full terms before assuming that a low deposit buys access to it.
The same principle applies to a casino advertising a £10 minimum deposit. That amount might be the general cashier threshold, or it might be the qualifying deposit attached to a specific reward. Only the surrounding wording tells you which. “Deposit from £1” and “deposit £10 to claim the offer” can both appear on the same site without either statement changing the other.
A £1 minimum deposit is an entry point for funding the account, but it does not guarantee eligibility for all promotions or withdrawal processes.
A low minimum is therefore useful information, but it is not a complete description of the account.
Check the operator before paying
For a player in Great Britain, the basic legal check is the operator’s UK Gambling Commission position. The Commission regulates remote gambling offered to consumers in Great Britain, wherever the operator’s key equipment is located. It is the sole regulator for commercial gambling in Great Britain, and legal online casino operators serving this market need the relevant operating licence.
Do not stop at a logo in the footer. A proper check should include:
- the operator’s legal name and licence details on its website or app;
- a link to the operator’s entry in the UK Gambling Commission public register;
- the licence number shown in that register;
- agreement between the registered business, the website and the casino brand you intend to use;
- a current status rather than an old screenshot or copied claim.
The Commission grants operating licences to gambling businesses and personal licences to individuals working in relevant operational roles. For your deposit decision, the business operating licence is the key point. A personal licence reference is not a substitute for confirming that the casino itself is authorised to offer remote gambling.
The register check matters because brand names and company names are not always identical. If the register entry does not match the operator named in the terms, pause before paying. A familiar-looking design proves very little. The licence record is the useful part.
The Gambling Act 2005 provides the main framework for gambling in England, Wales and Scotland. Northern Ireland has a different legal framework, so avoid treating a general “UK” label as a replacement for checking which market the operator is serving and under which authorisation.
Read the wording around the £1
Before depositing, look for the definitions section, cashier terms and promotion rules. You want to establish:
- whether the £1 amount is the general minimum or applies only to one payment route;
- whether it refers to a first deposit or every deposit;
- whether a bonus has a separate qualifying deposit;
- whether verification must be completed before funds can be used or withdrawn;
- whether the named operator matches the licence record.
This is the difference between understanding an offer and merely repeating its headline. The first £1 may be accepted, but the account can still be subject to identity checks, promotion eligibility and the operator’s standard rules.
I would make the licence check before opening the cashier, not after a payment has gone through. If the operator does not clearly show its licence information and link to the public register, that is a reason to stop and investigate. A small deposit is still real money. Small does not mean consequence-free.
Choosing a £15 Deposit: Keep the Bonus Cap in View
A GBP 15 deposit can look attractive when it appears beside a Deposit Match Bonus. The important detail is not simply the deposit size. You also need to see how the match is calculated, whether the offer applies to the full deposit, and where the operator stops adding bonus funds.
A Deposit Match Bonus gives you bonus money based on your initial deposit. The percentage tells you how much of that deposit is matched. For instance, at a 100% match, a GBP 15 deposit produces GBP 15 in bonus funds. Your account would then show the deposited amount and the bonus amount as separate parts of the promotional balance.
The arithmetic changes with the advertised rate:
- At a 50% match, a GBP 15 deposit produces GBP 7.50 in bonus funds.
- At a 100% match, it produces GBP 15.
- At a 200% match, it produces GBP 30.
These are calculations from the stated percentage, not different types of deposit. The deposit remains GBP 15; only the promotional addition changes.
A specialist review reports that Deposit Match Bonus rates can sit between 50% and 200%. That range should be treated as a description of offers covered by that type of review, not as a permanent rule for every UK casino. The live promotion is the part that matters when you register, because an operator can change its percentage, qualifying conditions or cap.
The cap changes the calculation
The maximum bonus is the line many people skip. A match may be advertised as 100% up to GBP 100. In that wording, the percentage applies only until the bonus reaches the stated GBP 100 ceiling. The cap is not a minimum bonus and it is not an instruction to deposit GBP 100. It is the highest bonus amount available under that promotion.
With a GBP 15 deposit and a 100% match capped at GBP 100, the calculated bonus is GBP 15 because the deposit does not reach the ceiling. A larger qualifying deposit can produce a larger bonus while the calculation remains below the cap. Once the calculated bonus reaches GBP 100, depositing more does not create a bigger bonus under that same offer.
Capped Match Calculation
With a GBP 15 deposit and a 100% match capped at GBP 100, the calculated bonus is GBP 15 because the deposit does not reach the ceiling. Once the calculated bonus reaches the cap, depositing more does not create a bigger bonus under that same offer.
That is the practical meaning of a capped match: the deposit may continue to increase, but the promotional amount has stopped increasing. The extra money is still your deposit, not an additional bonus. The cap is where the arithmetic ends.
A specialist review reports that Deposit Match Bonuses may have a ceiling and that paying in beyond it does not increase the bonus. Since promotions differ, do not assume the cap is always GBP 100 or that the percentage is always 100%. Read the offer attached to the registration page and the promotion’s full terms.
Do not confuse the deposit with the matched amount
The phrase “GBP 15 deposit” describes the money you pay into the casino account. It does not automatically describe the value of the bonus. A 100% match makes the two amounts equal only while the offer applies at that rate and the deposit remains within the cap. A different match percentage creates a different bonus, even though the deposit is unchanged.
This distinction also matters when comparing two offers that both mention a GBP 15 entry amount. One may match the deposit at a lower rate, while another may advertise a higher rate but impose a lower maximum bonus. Looking only at the percentage can therefore give you the wrong impression. Looking only at the cap can do the same.
I check the offer in this order:
- Match rate: what portion of the initial deposit becomes bonus money?
- Maximum bonus: what is the highest promotional amount the offer will award?
- Deposit wording: does the match apply to the first deposit, or is another deposit description used?
- Calculation: what bonus would a GBP 15 payment generate at that rate?
- Cap effect: would paying more actually increase the bonus, or has the ceiling already been reached?
The third point is worth reading carefully. A promotion can describe itself as an initial-deposit offer, so a later payment may not receive the same treatment. The percentage alone does not tell you that. Nor does the existence of a GBP 15 minimum deposit prove that a bonus is available at that amount; the payment and the promotion must meet the offer’s stated conditions.
A GBP 15 deposit can therefore be a neat way to understand a match without committing more money than intended, but the displayed bonus is not the whole offer. First identify the rate, then apply it to GBP 15, and finally check whether the cap limits the result. Small print is not decorative here. It is the calculator.
A £15 Deposit Is Not the Same as £15 of Bonus Play
A £15 deposit tells you how much money you put into the casino account. It does not tell you how much bonus money you receive, how much you must wager, or when any winnings become withdrawable. Those are separate parts of the offer.
Understanding the Difference
A deposit is the money you put in, whereas a bonus is a separate amount with its own wagering requirements.
This distinction matters when you are looking at a casino with a £15 minimum deposit. The deposit may simply give you access to real-money games. If a Deposit Match Bonus is attached, the operator may add bonus funds under its own terms. The wagering requirement then applies to the relevant bonus component, not automatically to the £15 you deposited.
In plain English, a bonus is not cash that arrives with no conditions. A wagering requirement sets the amount that must be staked before the bonus balance, or winnings linked to it, can be withdrawn. The wording varies between offers, so read whether the operator counts the bonus alone or uses another calculation. Never assume that a £15 deposit means £15 to wager once and then withdraw.
The £20 bonus calculation
Here is the useful calculation from a specialist review, rather than a general market rule: a £20 bonus with a 10x wagering requirement creates £200 of wagering on the bonus component.
The maths is straightforward:
- Bonus amount: £20
- Wagering requirement: 10x
- Required wagering: £200
That £200 is the total value of qualifying stakes, not a fee charged to your account. If you stake £2, that contributes £2 towards the required wagering, subject to the offer’s game rules and contribution rates. A losing stake is still a stake for this calculation, but it does not become money you can withdraw. That is the part people tend to discover slightly too late.
The example also shows why the deposit amount and bonus play should not be treated as interchangeable. You might deposit £15 and receive a bonus calculated under a separate promotion. The amount required to satisfy the wagering condition could then be based on that bonus, rather than on the amount you paid in. If no bonus is claimed, there may be no bonus wagering requirement at all, although the casino’s general withdrawal terms still apply.
What to check before using the offer
Look for the exact definition of “wagering requirement” in the First Deposit Bonus terms. Confirm:
- which balance the requirement applies to;
- whether only selected games count;
- whether every stake contributes in full;
- whether bonus funds and winnings are released together or separately;
- what happens if you withdraw your deposit before completing the requirement.
The phrase “10x wagering” is incomplete on its own. You need the amount it multiplies. A 10x condition on a £20 bonus is £200, while applying the same multiplier to a different amount would produce a different result. The headline deposit can distract from this calculation, especially when the page presents “£15 deposit” in large type.
Treat the £15 as your payment into the account, not as a promise of £15 in bonus play. Then identify the actual bonus amount and run the wagering calculation before you opt in. That small check tells you far more than the deposit figure by itself.
£1, £5, £10 or £15: Check the Offer’s Actual Entry Point
A casino can advertise a low minimum deposit while setting a different entry point for its First Deposit Bonus. That is the detail people often miss when looking for an online casino with a £1, £5, £10 and £15 deposit option.
The cashier minimum answers one question: how little you can deposit into the account. It does not automatically answer whether that payment qualifies for promotional funds. A site may accept a small deposit for ordinary real-money play while requiring a larger qualifying deposit before it credits a bonus.
Do
- Check the operator’s minimum deposit
- Verify the qualifying deposit for bonuses
- Read the full terms of the promotion
Don’t
- Assume a £1 deposit unlocks a bonus
- Assume any deposit qualifies for a reward
- Rely only on the cashier’s minimum value
So, if the payment page accepts £1, that does not mean a £1 payment unlocks the First Deposit Bonus. The same applies to a £5 or £15 minimum deposit. These amounts describe possible entry points for funding the account, not necessarily the threshold attached to an offer.
The qualifying deposit may be higher
A specialist review records casino bonus minimums of £10, £20 and £50. Those are not interchangeable figures, and they produce very different results for someone comparing a £1 minimum deposit UK casino with an offer advertised around £10 or £15.
Consider the practical difference:
- A £1 deposit may be enough to open the door to paid play, but not enough to trigger the promotion.
- A £5 deposit can still fall below the offer’s qualifying deposit, even where the cashier accepts it.
- A £10 deposit may meet the threshold for one offer, while another requires £20 or £50.
- A £15 deposit is not automatically promotional simply because it is larger than £10; the published qualifying deposit controls.
A specialist review also states that most UK casino bonuses require a minimum deposit of £10. Treat that as a reported description of offers, not a permanent rule for every operator. Promotions change, and the cashier minimum can remain different from the promotional condition.
Read both labels before paying
When checking an online casino with a £10 minimum deposit UK players can use, look for two separate statements:
- Minimum deposit — the smallest amount the payment screen allows.
- Qualifying deposit — the amount needed to activate the First Deposit Bonus.
If only the first wording appears beside the deposit button, do not assume the bonus follows. Open the offer terms and find the qualifying deposit in the eligibility section. It may also specify that the offer is limited to new players or that only a particular deposit method counts; those conditions decide whether the payment qualifies.
The wording matters. “Deposit from £1” describes the account facility. “Make a qualifying deposit of £10” describes the promotion. One is about getting funds into the balance; the other is about receiving the advertised reward.
This is why searches for a casino with a £15 minimum deposit UK can lead to confusion. A £15 figure might be the cashier’s lowest accepted payment, the qualifying deposit for a particular promotion, or simply a deposit amount chosen by the player. Only the live offer terms tell you which one it is.
I check the deposit screen and the bonus page as two separate documents. It takes less time than discovering afterwards that the smaller payment bought play but not the promotion. Quite the distinction.
What a Small Deposit Means When You Play Slots
A small deposit does not make every game equally useful for bonus wagering. If you are looking at online slots with a low minimum deposit in the UK, the important detail is the wagering contribution shown in the offer terms. This tells you how much of your slot stake is counted towards the required playthrough.
Slots mostly carry a 100% wagering contribution. In plain English, the stake you place on an eligible slot is generally counted in full towards the wagering requirement. That makes slots the clearest game type to examine when a bonus is attached to a small deposit. The deposit amount may get you into the account or offer, but the game contribution determines how efficiently your play is recognised.
While most slots carry a 100% wagering contribution, always check the specific terms, as some games may contribute less towards the requirement.
That does not mean every slot on a casino site must qualify. The terms may identify eligible games or exclude particular titles. Before you start spinning, check whether the slot you want to play is included in the promotion. A game can appear in the casino lobby and still have different treatment under a bonus.
Why the game category matters
Table games, video poker and live games may receive a much lower contribution, ranging from 0% to 20%. A stake on one of those games may therefore count only partly towards wagering, or not count at all. The money still leaves your balance in the same way, but the progress shown against the bonus requirement can be very different.
This is where players can misread a low-deposit slot offer. Seeing table games listed alongside slots does not mean that all of them help clear the bonus on equal terms. The contribution table in the promotion’s terms is more useful than the game menu.
Slots are often treated as the straightforward option because their contribution is mostly 100%, while the other categories can be restricted. That is a statement about how the casino counts play, not a promise about the result of the game. A full contribution does not protect your balance, improve the outcome of a spin or guarantee that bonus funds become withdrawable.
Reading the terms before spinning
Look for the wagering contribution beside each game category. It may appear in a bonus-information panel, a terms page or a game-contribution table. If the wording separates slots from table games, video poker and live games, read each line rather than assuming the highest contribution applies everywhere.
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For a £10 or £15 deposit, this distinction can matter because a limited starting balance may not last long. Choosing games with a lower contribution can leave you making more play without producing the same progress towards the requirement. Choosing an eligible slot does not remove the requirement; it simply means the stake is counted on the basis stated for that category.
Also keep the distinction between the game and the promotion in view. The same slot may be available for ordinary real-money play while receiving different treatment when bonus funds are involved. The relevant question is not only whether you can open the game, but how the current offer records your stake.
Read the contribution table first. Then spin.
How to Judge a £15 Casino Offer Without a Rankings List
A £15 minimum deposit is only the starting point. It tells you how much you may need to put into the account, not whether the accompanying First Deposit Bonus is worth claiming. When I compare an offer, I ignore the headline first and read the conditions underneath it. That is where the useful information is.
Check the live reward
Start with the reward currently displayed on the operator’s own offer page. Promotions change, and an old review can leave you looking at a reward that is no longer available. Check whether the offer is a Deposit Match Bonus, free spins, or another form of casino promotion, then confirm what is credited after the qualifying deposit.
A “new” online casino is not automatically a better choice. Nor is a larger-looking headline necessarily better value. The live reward matters only when you can meet its conditions.
Verify the Reward
- Check the current live reward on the operator’s site
- Confirm if it is a match bonus or free spins
- Read the eligibility and registration requirements
- Verify the qualifying deposit amount
Confirm who can claim it
Read the eligibility wording before registering. A First Deposit Bonus may be restricted to new players, and you may be able to claim only one new-player offer with that operator. Promotions can also contain account or household restrictions.
Look for exclusions that apply to existing accounts, previous promotions or particular payment methods. If the terms are unclear, treat that as a reason to pause rather than a detail to discover after depositing.
Match the qualifying deposit to your plan
Check the qualifying deposit separately from the casino’s advertised minimum deposit. A £15 deposit may open the account but fail to activate the reward if the promotion requires a different qualifying amount. The terms should also explain whether the deposit must be made during a stated eligibility period and whether a promotional code is needed.
Do not assume that depositing more improves the offer. The reward may be tied to a stated cap or a particular deposit band.
Read the game contribution
The reward’s practical value depends on which games count and how much they contribute towards the wagering requirement. Slots may receive a different contribution from table games, video poker or live games. If your preferred game contributes less, the headline reward may be less useful than it first appears.
This is the small print doing its actual job.
Find the expiry and withdrawal rules
Check when the reward expires and what happens if you do not use it in time. Then read the withdrawal conditions: these may cover the bonus balance, winnings produced while the bonus is active, maximum bets and any restrictions on withdrawing a deposit before the promotion is completed.
UK Casino Bonuses: No-Deposit Spins and Offers
Finally, verify that the operator holds a current UK Gambling Commission operating licence. A legitimate £15 minimum deposit casino should make its licence details available, with a link to the public register. My shortlist is not a list of “best” brands; it is a list of offers whose live reward, eligibility, qualifying deposit, contribution, expiry and withdrawal rules I can actually understand.
Real-Money Play Starts With Limits and Age Checks
A small deposit does not make the usual account checks optional. Whether you are considering a GBP 10 minimum deposit casino or a GBP 15 minimum deposit casino, real-money play starts with your account being ready for it.
Age verification comes first
You must be at least 18 to gamble online in the UK. A licensed operator has to verify your age before allowing you to deposit funds into a gambling account. This is not just a formality at registration: if the account has not passed the required check, the deposit stage should not be available.
Use your own details when opening the account and make sure they match the information requested during verification. A mismatch can hold up access to the account while the operator checks who is trying to play. I would not deposit first and hope the paperwork sorts itself out later. That is an unnecessary way to turn a modest deposit into an avoidable account problem.
Set the financial limit before depositing
Remote gambling operators must prompt new customers to set a financial limit before their first deposit. The limit is an account control, not a bonus condition and not a promise that losses will be recovered. Treat it as a boundary for what you are prepared to spend, then keep it separate from the amount shown in a First Deposit Bonus.
Set your financial limit before you deposit to ensure you maintain control over your spending.
Licensed casinos must also provide accessible account-level limit controls. Check where those controls are before you fund the account. You should be able to find the relevant settings without having to search through promotional pages or contact support for every change.
A GBP 15 minimum deposit may sound deliberately restrained, but it still creates a real-money account. Decide your limit before choosing the deposit amount, rather than letting the available payment screen make the decision for you. Small entry point, same responsibility.
Check the account controls, not just the welcome screen
UK-licensed casinos must provide responsible gambling tools, including self-exclusion. Find the responsible gambling area and note how those tools work before you play. If you have already decided that gambling is not suitable for you, self-exclusion is the control to use instead of trying to manage a deposit more carefully.
I also check that the account presents the limit settings clearly and that the operator identifies itself as a licensed service. The licence check belongs to the operator, but the practical question here is whether your account gives you usable control before money goes in.
Only after age verification, the financial-limit prompt and the account controls are clear would I consider a real-money deposit. That applies equally to a new GBP 15 minimum deposit casino and to a lower-entry account. The deposit size changes; the basic readiness check does not.
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Depositing on Mobile: Check the Payment Route
A mobile casino deposit is still a gambling payment, even when you make it through an app, a mobile browser or a phone-based wallet. The device does not change the payment rules. Before confirming a deposit, check which account or card is actually funding it.
Credit cards are not permitted
UK remote gambling operators cannot accept credit-card payments for gambling. That restriction also covers credit-card funding routed through a money service business. Selecting a different payment button on your phone does not make the underlying card acceptable.
The same point applies to digital wallets. An operator cannot accept a wallet payment where the wallet allows credit-card funds to be used for gambling. If you have topped up the wallet with a credit card, or the wallet otherwise permits that source for a gambling payment, the route should not be used for the casino deposit.
A mobile casino with a £15 minimum deposit must still apply these restrictions. The amount does not create an exception: whether you are depositing GBP 15 or another permitted amount, the payment source matters first.
Check the route before confirming
On the deposit screen, look beyond the wallet or payment-brand name. Confirm:
- whether the money comes from a debit card or another permitted source rather than a credit card;
- whether a wallet balance includes credit-card funds;
- whether the payment is being routed through a money service business;
- whether the operator identifies the payment method as available for gambling deposits in Great Britain.
Do not treat a text-message or phone-based payment option as automatically acceptable. Its label says little about where the money originates. If the route relies on credit-card funding, it is not suitable for a gambling deposit.
I would also avoid assuming that a mobile-friendly cashier has the same options as every other casino. Payment methods, eligibility and the stated minimum deposit are operator-specific. Read the live cashier carefully before approving the transaction. Small deposit, same rules.
Read the Bonus Terms Before You Claim
A bonus can look generous until you reach the wagering clause. That clause tells you how much qualifying play is needed before bonus funds, and any related winnings, can be withdrawn. The calculation is based on the bonus amount, not simply on the deposit you made.
For instance, a bonus described as ten times wagering requires the bonus value to be wagered ten times. A GBP 20 bonus would therefore create GBP 200 of required wagering. The deposit does not automatically become part of that calculation unless the terms expressly say so.
Wagering Requirement
The amount that must be staked before bonus funds or related winnings can be withdrawn from a casino account.
The UK cap from 19 January 2026
From 19 January 2026, a UK casino bonus cannot carry a wagering requirement above ten times the bonus amount. This is a maximum, not a standard target that every operator must use. An offer may set a lower requirement, or may have no wagering requirement, provided its terms explain the arrangement clearly.
That distinction matters when you are comparing a GBP 15 deposit casino bonus with a no-deposit promotion. The amount you pay in and the amount credited as bonus are separate questions; the wagering clause applies according to the offer’s stated structure. Read whether the requirement covers bonus funds only, the deposit as well, or another defined component.
Before claiming, check these points:
- the exact bonus amount;
- the wagering multiple applied to it;
- which games count and at what wagering contribution;
- the expiry period;
- any maximum-bet rule while the bonus is active;
- the conditions for converting or withdrawing funds.
A specialist review source has reported an average UK casino-bonus requirement of 40x the bonus amount, while describing many sign-up offers as carrying 40–50x requirements. The same type of source also notes that some promotions sit below 30x or have no wagering requirement. Treat those figures as a description of offers reported there, not as a fixed market rule. The legal ceiling is the important change: a term above 10x should not be accepted as a compliant UK bonus condition.
A small deposit does not make unclear terms harmless. If the wording is hard to follow, leave the reward unclaimed until you understand exactly what must be wagered.
PayPal Deposits: Check How the Wallet Is Funded
PayPal can look like a straightforward route for a casino deposit, including when you are looking for an online casino with a GBP 15 minimum deposit. The important detail is not the wallet’s name. It is how the money reached the wallet and whether those funds can be used for gambling.
Remote gambling operators in Britain cannot accept a wallet payment when the wallet allows credit-card funds to be used for gambling. That restriction applies even when the card is not entered directly on the casino’s cashier page. Moving the payment through a wallet does not turn a credit-card gambling payment into an acceptable one. Nice try, but the route still matters.
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Before you attempt a PayPal casino deposit, check the funding source shown in your wallet. If the balance contains money from a credit card, do not assume the casino can accept it. Use a permitted funding method instead, and follow the operator’s instructions at the point of deposit.
The same check applies when you are comparing casinos that appear to accept a GBP 15 deposit through PayPal. A search result or payment-method logo does not tell you whether your particular wallet balance is eligible. Nor does it confirm a casino’s qualifying deposit for a bonus. Read the cashier information and the current payment terms before sending money.
You should also confirm that the website is licensed for the British market. A legal online casino serving British players must hold a current UK Gambling Commission operating licence, and the site should display licence details with a link to its public register information. That check belongs beside the payment check, not after it.
PayPal is only the container. The funding source decides whether the deposit route is allowed.
